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Types of Finance Available at Startin

All our vehicles at Startin Group Ltd, new or used, are available on finance.

We offer a range of car finance packages on new & used cars, that can be tailored to suit your needs and budget – starting from 0% APR representative on selected new models.


Personal Contract Purchase (PCP)

How PCP Works:

  • Using your annual mileage, we work out what your car will be worth at the end of the agreement (known as the ‘Guaranteed Future Value’).
  • Your payments are based on the difference between the original price of the car and the Guaranteed Future Value (plus interest and charges). Because you’re not paying off the whole cost of the car, we can keep your payments nice and low.
  • At the end of the agreement you can choose to return the car to us or trade it in for a brand new Honda without having to pay off the Guaranteed Future Value. But if you do want to keep the car, you just need to pay off this final charge to own the car outright.

Hire Purchase (HP)

How HP Works:

  • You pay a deposit at the start of the agreement.
  • Your monthly payments are based on the difference between the price of the car and the deposit* amount, plus any interest charges.
  • You can make your payments over one to five years depending on your budget.
  • At the end of the agreement, you own the car outright.

*Deposit and agreement length are subject to terms and conditions of any applicable new car offer.

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Talk to our friendly finance experts at Startin Group.

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We have 91 finance offers available