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Types of Finance Available at Startin

All our vehicles at Startin Group, new or used, are available on finance.

We offer a range of car finance packages on new & used cars, that can be tailored to suit your needs and budget – starting from 0% APR representative on selected new models.


Personal Contract Purchase (PCP)

How PCP Works:

  • Using your annual mileage, we work out what your car will be worth at the end of the agreement (known as the ‘Guaranteed Future Value’).
  • Your payments are based on the difference between the original price of the car and the Guaranteed Future Value (plus interest and charges). Because you’re not paying off the whole cost of the car, we can keep your payments nice and low.
  • At the end of the agreement you can choose to return the car to us or trade it in for a brand new Honda without having to pay off the Guaranteed Future Value. But if you do want to keep the car, you just need to pay off this final charge to own the car outright.

Hire Purchase (HP)

How HP Works:

  • You pay a deposit at the start of the agreement.
  • Your monthly payments are based on the difference between the price of the car and the deposit* amount, plus any interest charges.
  • You can make your payments over one to five years depending on your budget.
  • At the end of the agreement, you own the car outright.

*Deposit and agreement length are subject to terms and conditions of any applicable new car offer.

Contract Hire (CH)

How CH Works:

  • You make an initial deposit at the start of the agreement, this can be the equivalent of three, sixth or nine months' worth of instalments.
  • You make set monthly payments for the agreed length of time.
  • You return your car at the end of the agreement.
  • Your monthly payments could be cheaper than other finance agreements.
  • Since you give your car back, there's no need to wory about depreciation.
  • Some CH packages may also include car tax and regular servicing.
  • You get the freedom to change your car every few years without worrying about having to sell the old one.

Talk to us

Talk to our friendly finance experts at Startin Group.

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We have 103 finance offers available