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Latest Finance Deals on a New Vauxhall

Here at Startin Vauxhall Redditch, we believe in simple, convenient ways to finance your vehicle which should match the excellent customer service we aim to offer during the purchasing experience of your Vauxhall. By taking out a finance package, this means that you don't have to pay for the entire cost of the vehicle in full upfront before driving your new car out of our showroom. This is a fantastic way of spreading the cost of the purchase and can also help with running costs too. We offer a range of car finance packages on new and used cars that can be personally tailored to suit your needs and budget, whilst they come with the reassurance that you are dealing with Vauxhall finance, leaving you to choose the Vauxhall you love!

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Startin Vauxhall Financial Solutions

We offer several types of Vauxhall Finance products available for purchasing new or used vehicles, and they can be tailored to suit your personal or business circumstances as well as meeting your financial requirements. Take a look at the options below to find out what Vauxhall finance products we have available see how they differ.

Personal Contract Purchase (PCP)

How PCP Works:

PCP is the most popular way to pay for a new or used car, and is ideal for drivers who wish to change their car at intervals between 24 and 48 months.

  • Select the new or used car of your choice
  • Choose your repayment period
  • Agree your projected annual mileage

You will be given a Guaranteed Future Value which becomes your optional final payment if you want to own the car outright and fixed monthly payments mean you always know what you will be paying. At the end of the agreement you can choose to return the car to us or trade it in for a brand new Honda without having to pay off the Guaranteed Future Value. But if you do want to keep the car, you just need to pay off this final charge to own the car outright.

Hire Purchase (HP)

How HP Works:

HP is the most straight forward method of purchasing a new or used vehicle and ideal for drivers who want outright ownership of the car and will probably change their car at intervals of greater than 48 months.

  • Select the new or used car of your choice
  • Choose your repayment period from between 12 and 60 months
  • Agree on a deposit and monthly repayment to suit your budget

At the end of the HP agreement, as long as all the payments have been made, the car is yours.

Personal Contract Hire (PCH)

How PCH Works:

A Personal contract hire (PCH) allows you to run a car without the concern of ownership or depreciation and provides the option of having service & maintenance included in your monthly payment.

  • Select the new car of your choice
  • Choose your hire duration, usually between 24 and 48 months
  • Agree your projected annual mileage
  • You make an initial deposit at the start of the agreement, this can be the equivalent of three, sixth or nine months' worth of instalments.
  • You make set monthly payments for the agreed length of time.
  • Your monthly payments could be cheaper than other finance agreements.
  • Some CH packages may also include car tax and regular servicing.
  • You get the freedom to change your car every few years without worrying about having to sell the old one.

At the end of the PCH agreement, simply hand your car back, no need to worry about depreciation.

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